Manulife Financial Valuation

MFC Stock  USD 38.04  0.67  1.79%   
At this time, the firm appears to be fairly valued. Manulife Financial Corp secures a last-minute Real Value of $38.07 per share. The latest price of the firm is $38.04. Our model forecasts the value of Manulife Financial Corp from analyzing the firm fundamentals such as Current Valuation of 59.37 B, return on equity of 0.12, and Profit Margin of 0.18 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Manulife Financial's valuation include:
Price Book
1.9477
Enterprise Value
59.4 B
Price Sales
2.0089
Forward PE
11.4155
Trailing PE
16.6842
Fairly Valued
Today
38.04
Please note that Manulife Financial's price fluctuation is very steady at this time. Calculation of the real value of Manulife Financial Corp is based on 3 months time horizon. Increasing Manulife Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Manulife Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Manulife Stock. However, Manulife Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  38.04 Real  38.07 Target  32.49 Hype  38.13
The real value of Manulife Stock, also known as its intrinsic value, is the underlying worth of Manulife Financial Corp Company, which is reflected in its stock price. It is based on Manulife Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Manulife Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
38.07
Real Value
39.14
Upside
Estimating the potential upside or downside of Manulife Financial Corp helps investors to forecast how Manulife stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Manulife Financial more accurately as focusing exclusively on Manulife Financial's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.010.741.04
Details
Hype
Prediction
LowEstimatedHigh
37.0638.1339.20
Details
13 Analysts
Consensus
LowTarget PriceHigh
29.5732.4936.07
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Manulife Financial's intrinsic value based on its ongoing forecasts of Manulife Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Manulife Financial's closest peers. If more than one evaluation category is relevant for Manulife Financial we suggest using both methods to arrive at a better estimate.

Manulife Financial Cash

16.03 Billion

Manulife Financial Total Value Analysis

Manulife Financial Corp is now forecasted to have company total value of 59.37 B with market capitalization of 64.11 B, debt of 14.16 B, and cash on hands of 25.79 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Manulife Financial fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
59.37 B
64.11 B
14.16 B
25.79 B

Manulife Financial Investor Information

About 56.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.95. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Manulife Financial Corp has Price/Earnings To Growth (PEG) ratio of 0.92. The entity last dividend was issued on the 26th of November 2025. The firm had 2:1 split on the 5th of June 2006. Manulife Financial Corp is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.

Manulife Financial Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Manulife indicates not a very effective usage of assets in February.
 
Dot-com Bubble
 
Housing Crash
 
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Covid
 
Interest Hikes

Manulife Financial Profitability Analysis

Taking into consideration Manulife Financial's profitability measurements, Manulife Financial's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Manulife Financial's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1999-03-31
Previous Quarter
1.9 B
Current Value
1.8 B
Quarterly Volatility
899.7 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
The current year's Gross Profit Margin is expected to grow to 0.46, whereas Gross Profit is forecasted to decline to about 10.8 B.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.460.38
Fairly Up
Slightly volatile
For Manulife Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Manulife Financial Corp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Manulife Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Manulife Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Manulife Financial over time as well as its relative position and ranking within its peers.

Manulife Financial Earnings per Share Projection vs Actual

By analyzing Manulife Financial's earnings estimates, investors can diagnose different trends across Manulife Financial's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Manulife Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Manulife Financial is projected to generate 0.7371 in earnings per share on the 31st of December 2025. Manulife Financial earnings estimates show analyst consensus about projected Manulife Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Manulife Financial's historical volatility. Many public companies, such as Manulife Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Manulife Financial Ownership Allocation

Manulife Financial Corp maintains a total of 1.68 Billion outstanding shares. Over half of Manulife Financial's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Please note that on April 12, 2022, Representative Joe Courtney of US Congress acquired under $15k worth of Manulife Financial Corp's common stock.

Manulife Financial Profitability Analysis

Total Income to common stockholders was 5.88 B with profit before taxes, overhead, and interest of 15.78 B.

Manulife Financial Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Manulife Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Manulife Financial and how it compares across the competition.

About Manulife Financial Valuation

The stock valuation mechanism determines Manulife Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Manulife Financial. We calculate exposure to Manulife Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Manulife Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit12.3 B10.8 B
Pretax Profit Margin 0.18  0.09 
Operating Profit Margin 0.18  0.15 
Net Profit Margin 0.14  0.08 
Gross Profit Margin 0.38  0.46 

Manulife Financial Quarterly Retained Earnings

5.09 Billion

Manulife Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Manulife Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Manulife Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Manulife Financial represents a small ownership stake in the entity. As a stockholder of Manulife, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Manulife Financial Dividends Analysis For Valuation

The current year's Dividends Paid is expected to grow to about 3.8 B, whereas Dividend Yield is forecasted to decline to 0.03. . At present, Manulife Financial's Price Earnings Ratio is projected to decrease significantly based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 1.92, whereas Earnings Yield is forecasted to decline to 0.05.
Last ReportedProjected for Next Year
Dividends Paid3.6 B3.8 B
Dividend Yield 0.04  0.03 
Dividend Payout Ratio 0.65  0.56 
Dividend Paid And Capex Coverage Ratio 7.55  6.97 
There are various types of dividends Manulife Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Manulife shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Manulife Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Manulife pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Manulife Financial by the value of the dividends paid out.

Manulife Financial Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding1.8 B
Quarterly Earnings Growth Y O Y0.02
Forward Price Earnings11.4155

Manulife Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of Manulife Financial Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Manulife we look at many different elements of the entity such as Manulife's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Manulife Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Manulife Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Manulife Financial's worth.

Complementary Tools for Manulife Stock analysis

When running Manulife Financial's price analysis, check to measure Manulife Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Manulife Financial is operating at the current time. Most of Manulife Financial's value examination focuses on studying past and present price action to predict the probability of Manulife Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Manulife Financial's price. Additionally, you may evaluate how the addition of Manulife Financial to your portfolios can decrease your overall portfolio volatility.
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